Boat Loans
Welcome aboard
Be the captain of your own vessel with a boat loan from a trusted lender.
Apply for a boat loan-
Make the smart choice
If you’re making a big purchase like a boat, you should work with a lender that has your best interests in mind. At SkyOne, we have a proven track record of reliability—plus the best customer service around.
- Rates as low as 4.49% APR*
- Financing up to 100%
- Terms as long as 180 months
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Rates
& Calculator
Rates & Calculator
Toy Loan Rates for Airplanes, Boats and RVs
Rates Effective as of: 12-05-2024
New Toys As Low As Used Toys As Low As Maximum Term 4.74% APR* 5.24% APR* 72 months 4.99% APR* 5.49% APR* 84 months 5.99% APR* 6.49% APR* 120 months 6.24% APR* 6.74% APR* 180 months Disclosures
*APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount, without which rates will be 0.25% higher. The lowest rate offered will not be lower than 4.24% APR for new motorcycles, and 4.74% APR for used motorcycles, inclusive of any applicable rate discounts. The lowest rate offered will not be lower than 4.49% APR for new toys, and 4.99% APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for motorcycles is 72 months and 84 months for toys. Loan term example: a $15,000 loan at 4.49% APR requires 60 monthly payments of $279.58.
1 Restrictions apply. -
FAQs
Frequently Asked Questions
Boats of all shapes and sizes
We cover a wide range of vessels, from motorboats to sailboats. Not sure if what you want is eligible? Just reach out and ask.
Apply NowQuestions? Talk to an expert. 800.421.7111
Disclosures
Toy Loan (Airplanes, Boats and RVs) Disclosures: *APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount, without which rates will be 0.25% higher. The lowest rate offered will not be lower than 4.49% APR for new motorcycles, and 4.99% APR for used motorcycles, inclusive of any applicable rate discounts. The lowest rate offered will not be lower than 4.74% APR for new toys, and 5.24% APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for motorcycles is 72 months and 84 months for toys. Loan term example: a $15,000 loan at 4.49% APR requires 60 monthly payments of $279.58.
Toy Loan Rates (Dirt Bikes, Jet Skis, Snowmobiles and ATVs) Disclosures: *APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay (automatic payment) discount. The lowest rate offered will not be lower than 9.49% APR, inclusive of any applicable rate discounts. Dirt Bikes, Jet Skis, Snowmobiles and ATVs are financed as Signature loans. Payment example: a $10,000 loan at 9.49% APR and 60 month term requires a monthly payment of $209.97.
Please refer to the Fee Schedule and All in One Disclosure for complete details.
