Keep your money safe
At SkyOne, we do everything we can to keep your hard-earned money secure. There’s also a lot you can do on your end if you stay up-to-date and educated. We encourage you to be aware of the most common scams and how to prevent them.
If you have become a victim of fraud, please contact us immediately. You should also report the fraud to your local police department.
Phishing
Phishing is an email scam. You will get an email that appears to be from a trusted source, asking for your personal information, including important passwords, banking information, or you social security number. In reality, the email is from a scammer trying to collect your information and misuse it.
How to prevent:
- Don’t click unsolicited attachments in emails
- When in doubt, call the person or company emailing you to verify they really sent it, and not a scammer
Phone scams
Phone scams come in many shapes and sizes. Typically the caller will try to pressure or trick you into paying them money. They may claim that you owe taxes, threaten legal action, or tell you that you’ve won a prize and need to pay a fee to redeem it.
How to prevent:
- Be wary of callers claiming that you’ve won a prize or contest of some sort.
- If a phone call seems suspicious, hang up.
- Know that caller ID is not 100% fool-proof. Scammers can change the caller ID to look like they are coming from a legitimate company.
Credit Card Fraud
This happens when someone steals your credit card information to make fraudulent purchases.
How to Prevent:
- Use SkyOne’s alerts to monitor your credit card activity.
- Know where your physical cards are at all times and keep them safe.
- Shred any paper documents that contain your card number (such as billing statements), before you dispose of them.
Learn More about Credit Card Fraud
Identity theft
Identity theft happens when someone uses your personal information to commit fraud. There are many reasons and ways they can do this. One common form is Tax Identity Theft, where a scammer uses your Social Security Number to file false tax returns in your name.
How to prevent:
- Use caution sharing personal information such as your birthday, address, or bank account, or Social Security Number, especially online.
- Review your credit card and bank account statements regularly, and investigate any suspicious transactions.
- Shred unneeded documents that contain your personal information
- Use strong passwords that are difficult to guess.
- Review your credit report on annualcreditreport.com, and make sure it doesn’t include any accounts you don’t recognize.
Learn More about Identity Theft
