Menu
Skip nav to main content.

Mortgage Loans

Make your dream home a reality

Looking for a home loan? We'll guide you every step of the way.

  • A home loan just for you

    We offer several mortgage types, to help you get settled in faster with a rate you’ll love. Whether you want to buy, build, or refinance, we’ll find you a solution.

    • Put as little as 5% down*
    • Fixed and adjustable-rate options
    • 7, 10, 15, 20, and 30-year terms

    Apply Today

    For California and all other states other than AK, CT, HI, MD, MA, NV, NH, NM, NY, RI
    Click here to apply

    For: AK, CT, HI, MD, MA, NV, NH, NM, NY, RI
    Apply today

    Or Call: (855) 624-7248 (Mon-Fri: 5:00 am to 5:00 pm PDT)


    Already filled an application?

    Check Loan Status

    Put as little as 5% down*

    We offer fixed and adjustable mortgage rate options with as little as 5% down.

    Click here to view our current rates.

    Fast closing times

    We cut through the red tape to close loans quickly, so you can start packing up.

    Download our Home Buyers Guide

    Whether you’re purchasing your first home or a vacation property, we’re with you every step of the way. Click here to download our guide.

  • Rates

    Rates

    Fixed Mortgage Rates

    Rates Effective as of: 12-05-2024

    TermConforming Rate Conforming APR* Jumbo Rate Jumbo APR*
    7-Year 2.500% 2.912%3.000% 3.343%
    10-Year 2.625% 2.919% 3.125% 3.370%
    15-Year 2.750% 2.952%3.250% 3.419%
    20-Year2.875%3.031%3.375%3.506%
    30-Year 3.000% 3.111% 3.500%3.594%

    Adjustable Rate Mortgages (ARMs)

    TermConforming RateConforming APR*Jumbo RateJumbo APR*
    3/13.000%3.111%3.250%3.343%
    5/13.250%3.362%3.375%3.468%
    7/13.375%3.488%3.500%3.594%
    5/53.500%3.614%3.625%3.720%

Refinance your current home with us.

Looking for a better mortgage deal? Talk to us.

Questions? Talk to an expert. 800.421.7111

Disclosures

*Restrictions apply. Contact us at 800.421.7111 for more details.

 

*APR: Annual Percentage Rate. Rates accurate as of 2-24-2021. The information provided assumes the loan amount of $200,000 on a purchase or rate-term refinance, with a loan amount of $200,000 and an estimated property value of $250,000. An escrow (impound) account may be required. The rate lock period is 45 days. The loan-to-value (LTV) is 80%. A down payment of 20% is required. At a 3.000% interest rate, the APR for this loan type is 3.111%. The monthly payment schedule would be: 360 payments of $843.00 at an interest rate of 3.000%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

 

Equal Housing Lender

 

Please refer to the Fee Schedule and All in One Disclosure for complete details.

Important Scheduled Maintenance Alert:

Online Banking will be down due to scheduled maintenance on October 10th 10PM to October 11th 2AM PST. We apologize for any inconvenience.