Money Market
Plenty of freedom
A SkyOne Money Market account is the best of both worlds: higher dividends and the freedom to make withdrawals.
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More for your money
With a SkyOne Money Market account, you could get your direct deposit up to two days early*. That means two extra days to earn dividends every month.
- Rates as high as 0.40% APY**
- Access your money up to 6 times per month
- Easy withdrawals via check, ATM, or online and mobile
Get your paycheck early
Sign up for direct deposit, and we can send it to your account 1-2 days before your employer’s actual pay date*.
(Please note the date depends on when your employer sends funds to SkyOne.)
Find an ATM66,000+ surcharge-free ATMs
Access thousands of ATMs across the USA, without ever paying a fee.
Free (and awesome) mobile apps
Manage your money with full-service online banking, custom alerts, advanced card controls, and more.
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Rates
Rates
Money Market Account Rates
Rates Effective as of: 12-05-2024
Average Daily Balance Dividend Rate APY** $2,500 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.20% 0.20% $50,000 - $99,999.99 0.30% 0.30% $100,000 - $249,999.99 0.40% 0.40% $250,000+ 0.40% 0.40% Disclosures
**APY = Annual Percentage Yield. Rates accurate as of 02/09/2021. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. The minimum balance required to earn dividends is: 1. $2,500-$24,999.99 to earn 0.10% APY, $25,000-$49,999.99 to earn 0.20% APY, $50,000-$99,999.99 to earn 0.30% APY, $100,000-$249,999.99 to earn 0.40% APY, and $250,000+ to earn 0.40% APY. Dividends will be posted and compounded monthly. If your Average Daily Balance falls below $2,500, a $10 monthly fee will be assessed. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.
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FAQs
Frequently Asked Questions
Apply within online banking
To open your money market account, simply give us a call at 800.421.7111, or apply in online banking.
Apply NowQuestions? Talk to an expert. 800.421.7111
Disclosures
*Please note the date depends on when your employer sends funds to SkyOne. You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences.
**APY = Annual Percentage Yield. Rates accurate as of 02/09/2021. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. The minimum balance required to earn dividends is: 1. $2,500-$24,999.99 to earn 0.10% APY, $25,000-$49,999.99 to earn 0.20% APY, $50,000-$99,999.99 to earn 0.30% APY, $100,000-$249,999.99 to earn 0.40% APY, and $250,000+ to earn 0.40% APY. Dividends will be posted and compounded monthly. If your Average Daily Balance falls below $2,500, a $10 monthly fee will be assessed. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.
